KIB offers a wide array of products that will meet your needs. Our specialists can help you sort through our many products.
  
 


We offer our clients a full range of employee benefit consulting services tailored to their specific needs.
  
HIP Prime HMO with Prescription Rider
(Referral Required)
$ 30 Office visit Copayment
$ 50 Specialist visit Copayment
$ 1,000 Hospital
$ 150 Emergency Room Copayment
Prescription
$ 300 Deductible
$ 20 Generic
$ 30 Brand
$ 50 Non-Formulary Contraceptives included
SINGLE
TWO PARTY
FAMILY
$468.93
$888.89
$1,404.76

HIP Select PPO WITHOUT PRESCRIPTION RIDER
In-Network and Out-Of-Network Benefits
(No Referral Required)
$ 30 Office visit Copayment
$ 50 Specialist visit Copayment
$ 2,000 In-Network Deductible
80% In-Network Co-insurance
$ 5,000 In-Network Co-insurance Max
$ 150 Emergency Room copayment
$ 4,000 Out-Network Deductible
60% Out-Network Co-insurance
$ 10,000 Out-Network Co-insurance Max
SINGLE
TWO PARTY
FAMILY
$295.39
$556.24
$875.74

  HIP Select PPO WITH PRESCRIPTION RIDER
In-Network and Out-Of-Network Benefits
(No Referral Required)
  $ 30 Office visit Copayment
  $ 50 Specialist visit Copayment
  $ 2,000 In-Network Deductible
  80% In-Network Co-insurance
  $ 5,000 In-Network Co-insurance Max
  $ 150 Emergency Room copayment
  $ 4,000 Out-Network Deductible
  60% Out-Network Co-insurance
  $ 10,000 Out-Network Co-insurance Max
  Prescription  
  $ 300 Deductible
  $ 20 Generic
  $ 30 Brand
  $ 50 Non-Formulary
SINGLE
TWO PARTY
FAMILY
$343.81
$644.65
$1,016.49